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Comprehensive Insurance Coverage for Individuals

At ISU Lovering Insurance Services, our goal is to offer sound risk management advice, as well as provide comprehensive insurance and financial products. Although based in California, we are licensed in all 50 states and have partnerships with more than 300 insurance companies. As a result, our agency truly is a one-stop shop for insurance protection.

A focus on quality client service drives every policy produced, as agents take time to identify risks and counter with fitting coverage. Along with individuals and families, we also insure businesses representing a variety of specific industries – from restaurants and schools to manufacturing companies and retail operations. Our business insurance program can be tailored to meet their specific commercial requirements.

Homeowners insurance and auto insurance serve as the foundation of our personal insurance program. Whether you are purchasing a new home or adding a new driver to your auto policy, our agents are accessible to guide you and your loved ones toward accurate, affordable coverage.

Ever Consider, ‘Is Coverage from ISU Lovering Available Near Me?’

We are prideful of the longstanding relationships developed with clients throughout the state of California – from San Jose to San Francisco. If questions arise or life changes occur, we invite clients to contact their agent to thoroughly review policies in place.

Ongoing service extends beyond the policy purchasing process, with agents continuously monitoring coverages and rates. If a client needs to file a claim, we will advocate on their behalf throughout the claims process.

Along with clients, we also partner with organizations within our local San Carlos community, including the Rotary Club of San Carlos and  San Carlos Chamber of Commerce.

We look forward to continuing to implement insurance strategies for decades to come. To begin working with us, please request a quote at your earliest convenience. 

Our Location

ISU Lovering Insurance Services

1121 Laurel Street
San Carlos, CA 94070
Main office: 650-469-8419
Fax: 650-593-7410
Fax: 650-228-5663

Our Providers


"I love working with ISU members because they are personable and professional."

"I love working with ISU members because they focus and appreciate quality first then price."

"I love working with ISU because the members I have met are polite, hard-working and dedicated to protecting their clients' best interests. ISU members are collectively the most professional, humble and straightforward group of agents I have had the pleasure of working with in my 18 years in insurance."

"I love working with ISU members because of the ease of doing business and the knowledge that many of the members are instilled with in regards to coverages, forms, etc."

"I love working with ISU members because they are all beautiful people. We started with very little premium and have built an empire! Our year-end 2010 So CA Select Accounts written premium totals $6,000,000. What’s not to love….! I consider so many of you friends not just business acquaintances. You are by far the most wonderful group of individuals I work with. And, you are all stuck with me for many more years because “I ain’t givin you up”!"

"I love working with ISU members because they are some of the best agents in the industry!"

"I love working with ISU members because they are very professional and provide complete submissions. If we need additional info they get it back promptly. They make our jobs easier. They have some pretty interesting accounts too!!"

"I love working with ISU members because ISU members work as hard for Travelers as we do for them. Whether it be a large account or a small account, ISU members are constantly thinking of how and what business they can place with or keep with us. The members are professional with a sense of humor, understanding of our appetite, eager to give us the first shot or last look on renewals. I look forward to working with my agents every day! I also love the sense of 'family' I have with the ISU members. I can't say enough about how much I love working with all of them!"

"I love working with ISU members because they are professional and knowledgeable."