Give us a call

Cyber Liability Insurance in San Carlos and San Jose, CA

Developing Cybersecurity Strategy for California Businesses

Just because your business has not been a victim of data breach in the past does not mean you will not be affected in the future. In fact, cyber crime is one of the top producers of business closure across trades. Even business owners who do not consider their operations “tech-savvy” are vulnerable to the costly consequences of digital data breach – from restaurants and retail stores to third-party administrators and schools.

At ISU Lovering Insurance Services, our commercial agents are working to spread awareness of the value of cyber liability insurance for California businesses. This worthwhile investment not only secures our clients’ customers identification, but also safeguards companies from stolen identity and hacking. 

What is Cyber Liability Insurance?

If computer hacking situations intimidate you, you are not alone. Although the feeling itself is understandable, simply ignoring the potential financial burden of data breach is not an option. As an agency, we are knowledgeable of the value of cybersecurity and are eager to communicate the path to protection for our clientele.

Our commercial agents work one-on-one with clients to secure assets - speaking in your business language, not insurance jargon. Agents take time to communicate the availability of cyber liability coverage within our comprehensive business insurance program. Once your exact needs are determined, including industry-wide requirements, we will produce fitting cyber liability insurance coverage. For example, our clients are often required to notify any customer or client when a security breech has occurred, as well as notify proper authorities. 

In all, cyber liability can address an assortment of cyber issues, including:

  • Loss or corruption of data
  • Business interruption
  • Various liabilities
  • Identity theft
  • Cyber extortion
  • Reputation recovery
  • Forensics Protection
  • System Monitoring

To review the cybersecurity measures accessible to California businesses, contact our agency at your convenience.

Local Agents Tapped into Cyber Protection

Even with the dangers cyber theft present, many of our clients local to San Carlos and surrounding California communities still do not have cyber liability coverage. We are working alongside some of the most reputable carriers to fill this coverage gap, including Chubb, Travelers and BCI.

Our agents are accessible to review coverage, especially if changes in business practices occur – from sales, payroll, and employment alterations to location changes and software updates. Agency-wide our goal is not to secure the cheapest cyber liability coverage, but instead provide a streamlined client experience and accurate policies.

Data breaches can happen when you least expect it. Do not get caught off-guard. Instead, safeguard your profits by requesting a quote today.

Additional Resources:

  1. Cyber Liability Insurance Defined (The International Risk Management Institute (IRMI))
  2. Information About Cyber Liability Insurance (The Insurance Information Institute (III))
  3. Cybersecurity Details and Risks (The National Association of Insurance Commissioners (NAIC))

At ISU Lovering Insurance Services, we’re proud to provide cyber liability insurance in San Carlos, San Jose, San Francisco, San Mateo, Palo Alto, and Santa Clara, CA. Our agents are licensed in California and all other states. 

Our Location

ISU Lovering Insurance Services

1121 Laurel Street
San Carlos, CA 94070
Main office: 650-362-8470
Fax: 650-593-7410
Fax: 650-228-5663

Our Providers


"I love working with ISU members because they are personable and professional."

"I love working with ISU members because they focus and appreciate quality first then price."

"I love working with ISU because the members I have met are polite, hard-working and dedicated to protecting their clients' best interests. ISU members are collectively the most professional, humble and straightforward group of agents I have had the pleasure of working with in my 18 years in insurance."

"I love working with ISU members because of the ease of doing business and the knowledge that many of the members are instilled with in regards to coverages, forms, etc."

"I love working with ISU members because they are all beautiful people. We started with very little premium and have built an empire! Our year-end 2010 So CA Select Accounts written premium totals $6,000,000. What’s not to love….! I consider so many of you friends not just business acquaintances. You are by far the most wonderful group of individuals I work with. And, you are all stuck with me for many more years because “I ain’t givin you up”!"

"I love working with ISU members because they are some of the best agents in the industry!"

"I love working with ISU members because they are very professional and provide complete submissions. If we need additional info they get it back promptly. They make our jobs easier. They have some pretty interesting accounts too!!"

"I love working with ISU members because ISU members work as hard for Travelers as we do for them. Whether it be a large account or a small account, ISU members are constantly thinking of how and what business they can place with or keep with us. The members are professional with a sense of humor, understanding of our appetite, eager to give us the first shot or last look on renewals. I look forward to working with my agents every day! I also love the sense of 'family' I have with the ISU members. I can't say enough about how much I love working with all of them!"

"I love working with ISU members because they are professional and knowledgeable."